Guaranteed income insurance. Through the agreement between Unions Syndicale and Ethias,
Union Syndicale Brussels members are eligible for this coverage at no cost.
Guaranteed income insurance provides coverage for salary loss due to illness or accident in the private sphere for civil servants. Through the agreement between Unions Syndicale and Ethias, Union Syndicale Brussels members are eligible for this coverage at no cost.
However, the Ethias insurance only applies to the loss of flat-rate allowances, such as overtime or shift work compensation.
kindly send an email to: info@unionsyndicale.eu
Guaranteed income insurance covers loss of salary in the event of illness or accident in the private sphere, for civil servants.
Who is covered? Contract and statutory civil servants.
The risks covered are :
– Illness.
– CFS, fibromyalgia and certain psychological disorders, including burn-out.
– Personal accident.
– Maternity leave (optional).
What are the benefits? Continued remuneration up to 80% of salary.
Insurance that goes beyond legal benefits:
✔ Professional income lost as a result of incapacity due to an accident or illness.
✔ Insured income is determined when the contract is concluded
✔ The annuity paid can be automatically indexed (lump-sum or according to the health index)
✔ Compensation is always linked to an actual loss of income
What is not insured:
✘ Medical expenses related to incapacity
✘ An accident or illness not controllable by medical examination
✘ An accident or illness not covered by a medical certificate
✘ Incapacity during the waiting period (at the employer’s discretion; with a minimum of one month)
✘ Recognized work incapacity of less than 25%.
Ethias offers its policyholders who are victims of work-related accidents a support and professional reintegration program that is unique in Belgium. In association with Prorienta in Wallonia and Brussels and Emino in Flanders, the victim, his daily life and his future are at the centre of our concerns.
